Transaction Fees/ Charges

Service Charges
YPayCash Application download, registration and service activation Free
Upgrade to Maxima Account Free
Payments at Merchants/Retail outlets Free
Utility payments (Mobile, DTH and Data Card recharge and payments) Free
Send money (Money Transfer) to other YPayCash mobile wallet account 2% of the money transfer value
Money Transfer (YPayCash wallet) to Bank Account 2% of the money transfer value
At ecommerce portals –Coming Soon -
features

Features

YPayCash issues 2 types of YPayCash mobile wallets. Depending on their spending requirements and usage a customer can obtain one of the 2 types (As per RBI regulations a customer is allowed to have only 1 YPayCash mobile wallet active at any point in time) and upgrade later if required. Both types of Wallets allow for payments at designated retail shops where YPayCash is accepted and for making money transfer and Mobile/DTH recharge.


  YPayCash Insta
Recommended for 1st Time
Customers
YPayCash Maxima
Recommended for Upgrade Based
on Usage & Requirement
Recharge Limit (per Month) Rs. 10,000 per month subject to daily limit Subject to daily limit
Recharge Limit (per Day) Rs. 10,000 per day Rs. 50,000 per day
Spending Limit (per Transaction) Rs. 10,000 Rs. 50,000
Spending Limit (per Day) Rs. 10,000 Rs. 50,000
Spending Limit (per Month) Rs. 10,000 -
Cash Recharge Limit Rs. 5,000 per day Rs. 5,000 per day
Money Transfer Limit (per Day) Rs. 5,000 per day Rs. 5,000 per day
Money Transfer Limit (per Month) Rs. 10,000 Rs. 25,000
Money Transfer to Bank Account - Rs. 5,000 per day subject to
Rs. 25,000 per month
Eligibility 18 years and above. Limited personal information to be provided 18 years and above. Submission of Address and ID proof
Usages Retail payments
Money Transfer
Utility payments
Retail payments
Money Transfer
Bank transfer
Utility payments
Enrollment Fees NIL NIL
Transaction Fees/ Charges Click to see Click to see
Rewards/ Offers Eligible as per running offers.
Click to see
Eligible as per running offers.
Click to see
Insurance Protection Coming soon Coming soon
Loss Protection Coming soon Coming soon
Upgrade Allowed to YPayCash Maxima Not Allowed
Cash Withdrawal Not Allowed Not Allowed
Terms & Conditions Click here Click here
Enrollment Time Usually within a day Usually within 7 days